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C-Pay
— What's In It For Me?
Address Verification
Systems
AVS information is only available on cards issued by US banks. An AVS
response is returned when a transaction is submitted. You, as the merchant,
decide whether to complete the order based on the AVS response.
Any Location
C-Pay will support merchant web sites located anywhere on the Internet.
Billing
C-Pay provides facilities to tariff and bill users of the system.
Certified
C-Pay is approved to process transactions for a wide range of international
financial acquirers.
Customer Service
C-Pay is supported by a number of services including hosting, operations,
merchant acquisition, help desk and training. Customer Support C-Pay is
available with a 24 hour, 365-day on-line support service.
Coupon Management
This service is used for designing and offering different sale promotions,
discount coupons and gift certificates.
Easy Cart Shopping
Wizard
EasyCart is an on-line shopping cart software program that allows secure
transactions on-line from your website to your customer. EasyCart is a
very flexible program that will enable your customers to select the products
they want to buy, list those products with prices and complete the transaction
in real-time.
Email Management
Use this feature to create, modify and delete customer confirmation emails.
These templates are used when some matching rule is met with the transaction
and an email confirmation is needed. In this way, different email confirmations
can be sent to your customers when some condition is met (such as when
they order a specific product or service or when the total purchase is
over a certain dollar amount). It will also enable you to send e-mails
concerning customer service, shipping information, special offers, etc.
to your customers based on item, quantity, cost or other demographic information.
Flexibility
C-Pay can easily add new merchant storefronts, shopping cart support and
interchange interfaces.
Fraud Screening
with Fraud Track
This service uses a company wide credit card negative database, providing
you with the ability to add known fraudulent, stolen or charged back credit
cards to our negative database. Card numbers entered in this negative
database will not be able to be used on any account in the system. This
helps to reduce fraudulent transactions for all merchants using our payment
gateway.
Graphs/Reports
You can create graphs and reports of your transactions and of your company
progress - a handy tool for partner/investor meetings! Major Cards Web-Commerce
clears all major credit cards including Visa, MasterCard, American Express,
Diner's Club and Discover.
Multi Currency C-Pay
allows merchants to transact and settle in many currencies.
Multiple Merchants
C-Pay offers the ability to support merchants who have multiple sites,
which provides various reporting and transaction management features.
This provides a complete corporate overview with summary monthly reporting.
On-line Transactions
C-Pay supports on-line real-time transaction processing for the authorization
and settlement of credit cards.
On-line Reporting
C-Pay merchants have protected access to a suite of merchant services
and on-line reports.
On-line Help Desk
24-hour on-line assistance will help you with any troubleshooting or service
issues that may arise.
Quickbooks Integration
This is an automated interface between a merchant's Internet transaction
database and their general ledger/accounting system.
Real Time Web Reporting
This tool generates custom sales reports for you. The reports can be selected
by criteria (ie. time frame, SKU, a dollar amount, geographic region,
etc). This sales tool is vital when designing specific marketing campaigns
to your target market.
Recurring Administration
This service provides automatic recur billing, installment billing and/or
real time password authenication management features
Resilience
C-Pay has built-in facilities to detect and recover from most failure
situations.
Secure Network
You and your customers can conduct transactions worry-free online using
our secure network. C-Pay uses the latest software from Baltimore Technologies
to provide strong encryption to safeguard Internet messages. Commerce
Fraud is a database utilizing a set of rules configured by the merchant
to identify possible fraudulent transactions. Commerce Fraud is also used
in conjunction with the bank's fraud service, providing C-Pay merchants
with double protection and include fraud databases, velocity checks, card
number range, location, transaction value and time/day information.
UPS / USPS Shipping
Module
Calculates shipping charges real-time for United Parcel Service and /
or US mail.
Virtual Terminal
VT, also referred to as "Headquarters of the Merchant Admin area" is a
tool to conduct all administrative tasks i.e., reviewing basic transaction
information, process voids and returns (through automated methods), credits,
settle transactions (batches) and review batches of settled transactions.
This is a tool used to conduct administrative tasks such as credits, returns
and reports.
Wireless Authorizations
This tool is a proprietary link between the Palm VII personal organizer
and the payment gateway. With this capability, merchants can sell their
goods and services on a wireless device and securely accept payments in
an on-time/real-time basis.
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